No-Arbitrage, Risk-Neutral, and Short-Rate Models

Pricing concepts that connect replication, risk-neutral probabilities, binomial trees, and mean-reverting short-rate models.

No-arbitrage pricing starts with tradable payoffs rather than an investor’s preferred expected return. No Arbitrage defines the price-consistency condition. Risk-Neutral Probabilities provide pricing weights under that framework, not forecasts of actual outcomes.

The Binomial Option Pricing Model applies these ideas in a discrete tree. The Vasicek Interest Rate Model applies a mean-reverting process to the short rate and, under pricing assumptions, to zero-coupon bond valuation.

How the Concepts Connect

    flowchart LR
	    A["Define traded payoffs and financing"] --> B["Apply no-arbitrage restrictions"]
	    B --> C["Derive pricing weights or a replicating portfolio"]
	    C --> D["Price by backward induction or discounted expectation"]
	    D --> E["Check market frictions, calibration, and model risk"]

Which Page to Use

NeedStart withBoundary
Test whether prices permit a dominant zero-cost payoffNo ArbitrageReal implementation depends on executable trades, costs, funding, and legal rights
Understand adjusted probabilities used for pricingRisk-Neutral ProbabilitiesPricing probabilities are not real-world forecasts
Value an option through discrete price branchesBinomial Option Pricing ModelTree output depends on step design, inputs, exercise rules, and convergence
Model a mean-reverting instantaneous short rateVasicek Interest Rate ModelOne Gaussian factor can miss the observed yield curve and allows negative rates

Review Discipline

  • Identify the payoff, tradable hedge, numeraire, time step, and compounding convention.
  • Distinguish the real-world measure used for forecasting from the risk-neutral measure used for pricing.
  • Confirm whether the market is assumed complete and whether the pricing measure is unique.
  • Include dividends, collateral, funding, exercise rights, transaction costs, and counterparty effects when material.
  • Treat calibration and discretization as model choices rather than observed facts.

Return to Asset Pricing, Stochastic Processes, and Risk-Neutral Models for the companion stochastic-process and factor-model branch.

This section provides financial-modeling education. It does not provide a market forecast, executable hedge, valuation opinion, or personalized investment advice.

In this section

Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.

No Arbitrage

The no-arbitrage principle requires prices to exclude a feasible portfolio with no net investment, no possible loss, and a positive payoff in at least one state.

Risk-Neutral Probabilities

Risk-neutral probabilities are pricing weights that make discounted traded-asset prices consistent with no arbitrage; they are not forecasts of actual outcomes.

Vasicek Model

The Vasicek model represents the instantaneous short rate as a one-factor Gaussian process with constant volatility and mean reversion.

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