Commercial Real Estate Finance
Commercial mortgage, DSCR, loan-to-cost, blanket mortgage, property lending, and CRE finance terms.
Mortgage and property-finance terms for underwriting, collateral, leverage, servicing, securitization, valuation, and real-estate investment.
Mortgages and Real Estate Finance covers mortgage and property-finance terms that connect borrowing, collateral, lien priority, servicing, securitization, valuation, and real-estate investment.
Use this section when a term changes borrower cost, lender protection, collateral value, payment timing, property income, investor return, or legal claim priority.
Use the table below to choose the narrower mortgage or real-estate finance branch before applying a term to a loan file, closing record, servicing review, investor report, appraisal, or valuation model. Move into the term page when the document, calculation, party role, lien position, or property cash flow matters.
| Area | Use it for |
|---|---|
| Commercial Real Estate Finance | Commercial mortgage, DSCR, loan-to-cost, blanket mortgage, property lending, and CRE finance terms. |
| Construction, Bridge, and Development Finance | Construction loan, bridge loan, interim financing, takeout loan, draw schedule, hard-money, and development-finance terms. |
| Equity-Sharing Mortgages | Mortgage and home-finance structures that trade cheaper upfront borrowing for a lender or funding partner’s claim on future home equity. |
| Government-Backed Mortgages | Mortgage programs backed or insured by federal agencies, especially where borrower access, down payment rules, and assumption rights differ from conventional loans. |
| Housing Market Data and Indexes | Home-price index, Case-Shiller, existing home sales, new home sales, and housing-market data terms. |
| Loans and Mortgages | Mortgage and loan terms for borrowing, loan documents, product structure, and repayment obligations. |
| Mortgage Agencies, Lenders, and Parties | Mortgage agency, GSE, lender, broker, servicer, co-signer, and mortgage-party terms. |
| Mortgage Distress | Mortgage-distress terms for missed payments, workout options, foreclosure paths, and how troubled home loans are resolved. |
| Mortgage Parties | Mortgage-transaction roles, especially the borrower and lender positions that define rights, obligations, and enforcement structure. |
| Mortgage Priority | Mortgage priority terms for first, senior, junior, and second-lien positions that determine who gets paid first after default or foreclosure. |
| Mortgage Rates, ARMs, and Rate Locks | Mortgage rate, ARM, buydown, cap, lock, float-down, and rate-adjustment terms. |
| Mortgage Securities and Secondary Markets | MBS, CMO, pass-through, REMIC, TBA, agency, pool, WAC, and secondary mortgage-market terms. |
| Mortgage Structures | Mortgage structure terms for interest-only phases, balloon maturities, and how home-loan repayment shape changes borrower risk. |
| Mortgage Transfers | Mortgage transfer terms for loan assumption, subject-to purchases, and when existing mortgage debt can or cannot move with the property. |
| Mortgage Underwriting and Qualification | Borrower qualification, LTV, DTI, conforming, jumbo, subprime, approval, and affordability terms. |
| Payments, Points, Insurance, and Closing Costs | Mortgage payment, points, closing-cost, prepaid-interest, PMI, amortization, and monthly-payment terms. |
| Property Income and Valuation Metrics | NOI, cap rate, cash-on-cash return, income approach, expense ratio, and property valuation terms. |
| Property Rights and Title | Property-law terms for ownership, title, liens, deeds, rights, and transfer mechanics. |
| Real Estate Investment and REITs | REIT, FFO, AFFO, rental-income, investment-property, private real-estate, and syndication terms. |
| Refinance Programs | Mortgage refinance-program terms for government-backed relief options, borrower eligibility, and historical policy responses to housing stress. |
| Reverse Mortgages | Reverse mortgage terms for home-equity draw structures, borrower obligations, and FHA-backed retirement-lending programs. |
| Seller Financing | Seller-financing terms for owner carrybacks, purchase-money mortgages, and wraparound structures used when the seller helps fund the property sale. |
| Servicing, Escrow, Disclosures, and Compliance | Mortgage servicing, escrow, disclosure, settlement, satisfaction, release, and compliance terms. |
| Tenancy and Ownership | Real-estate terms for tenants, landlords, occupancy, ownership forms, and shared interests. |
| Valuation and Appraisal | Real-estate valuation terms for appraisal, market value, comparables, and assessment. |
Mortgage and real-estate finance content is educational and does not provide lending, legal, tax, appraisal, investment, or housing advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
Commercial mortgage, DSCR, loan-to-cost, blanket mortgage, property lending, and CRE finance terms.
Construction loan, bridge loan, interim financing, takeout loan, draw schedule, hard-money, and development-finance terms.
Mortgage and home-finance structures that trade cheaper upfront borrowing for a lender or funding partner's claim on future home equity.
Mortgage programs backed or insured by federal agencies, especially where borrower access, down payment rules, and assumption rights differ from conventional loans.
Home-price index, Case-Shiller, existing home sales, new home sales, and housing-market data terms.
Mortgage and loan terms for borrowing, loan documents, product structure, and repayment obligations.
Mortgage agency, GSE, lender, broker, servicer, co-signer, and mortgage-party terms.
Mortgage-distress terms for missed payments, workout options, foreclosure paths, and how troubled home loans are resolved.
Mortgage-transaction roles, especially the borrower and lender positions that define rights, obligations, and enforcement structure.
Mortgage priority terms for first, senior, junior, and second-lien positions that determine who gets paid first after default or foreclosure.
Mortgage rate, ARM, buydown, cap, lock, float-down, and rate-adjustment terms.
MBS, CMO, pass-through, REMIC, TBA, agency, pool, WAC, and secondary mortgage-market terms.
Mortgage structure terms for interest-only phases, balloon maturities, and how home-loan repayment shape changes borrower risk.
Mortgage transfer terms for loan assumption, subject-to purchases, and when existing mortgage debt can or cannot move with the property.
Borrower qualification, LTV, DTI, conforming, jumbo, subprime, approval, and affordability terms.
Mortgage payment, points, closing-cost, prepaid-interest, PMI, amortization, and monthly-payment terms.
NOI, cap rate, cash-on-cash return, income approach, expense ratio, and property valuation terms.
Property-law terms for ownership, title, liens, deeds, rights, and transfer mechanics.
REIT, FFO, AFFO, rental-income, investment-property, private real-estate, and syndication terms.
Mortgage refinance-program terms for government-backed relief options, borrower eligibility, and historical policy responses to housing stress.
Reverse mortgage terms for home-equity draw structures, borrower obligations, and FHA-backed retirement-lending programs.
Seller-financing terms for owner carrybacks, purchase-money mortgages, and wraparound structures used when the seller helps fund the property sale.
Mortgage servicing, escrow, disclosure, settlement, satisfaction, release, and compliance terms.
Real-estate terms for tenants, landlords, occupancy, ownership forms, and shared interests.
Real-estate valuation terms for appraisal, market value, comparables, and assessment.