Bridge Loan
A bridge loan is short-term financing used to cover a funding gap until permanent financing, sale proceeds, or another event occurs.
Bridge, Gap, and Prefinancing terms for origination, underwriting, administration, refinancing, bridge financing, leases, authorizations, and servicing risk.
Bridge, Gap, and Prefinancing terms explain loan origination, underwriting, servicing, administration, refinancing, bridge and gap financing, leases, authorizations, and legal-risk controls.
Use this branch when loan administration, servicing transfer, authorization, refinancing, lease financing, bridge funding, or borrower documentation changes risk or cash-flow timing.
| Term | Use it for |
|---|---|
| Bridge Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Gap Financing | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| New Money | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Prefinancing | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
Check the origination file, underwriting approval, servicing record, payment history, escrow or reserve record, refinancing terms, lease agreement, authorization record, transfer notice, and applicable legal constraints.
Servicing, refinancing, and lease-financing terms depend on contracts and law; this page is educational, not legal or credit advice.
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A bridge loan is short-term financing used to cover a funding gap until permanent financing, sale proceeds, or another event occurs.
Gap Financing refers to a short-term loan used to cover an immediate funding requirement until long-term financing is secured.
New Money refers to additional long-term financing provided to a company or government through new issues or issues exceeding the amount of a maturing issue or refunded issues.
Prefinancing provides funding before expected permanent financing, bond proceeds, grants, or project cash flows are available.