Standby, Swingline, and Special-Purpose Loans

Swingline and special-purpose loans address rapid facility draws, linked cross-border funding, and project-specific advances.

This branch covers several contractual loan structures whose names do not explain their full economics. A swingline loan is a short-term subfacility advance initially funded by a designated lender. A parallel loan links separate loans between parties, while a floor loan funds a defined stage or base amount under its own documents.

Review the legal borrower and lender, facility hierarchy, sublimits, funding sequence, maturity, pricing, security, repayment source, and cross-default terms. Similar labels can describe materially different obligations.

In this section

Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.

Floor Loan

A floor loan sets the minimum amount a lender will advance, commonly in staged financing or construction-lending contexts.

Parallel Loan

A parallel loan uses offsetting loans in different currencies or jurisdictions to manage funding, currency, or transfer restrictions.

Swingline Loan

A swingline loan is a short-term advance funded by a designated lender under a sublimit of a larger revolving credit facility.

Browse Credit and Lending