Credit Market Stress and Cycles

This subsection covers system-level credit stress rather than a single borrower’s status.

Use it for terms that describe the credit cycle, broad lending contractions, and the market conditions that restrict credit supply.

In this section

• Credit Crunch
  An in-depth exploration of the credit crunch phenomenon, including its historical context, key events, implications, and lessons learned.
• Credit Cycle
  The theory that business cycles are influenced by fluctuations in credit availability. It describes how economic booms and busts are linked to lending practices and market sentiment.
• Credit Squeeze
  A policy package intended to restrain the level of demand by restricting credit through various measures such as limiting the money supply and raising interest rates.