Loan Shark
A loan shark is an unlicensed or abusive lender that charges excessive rates or uses coercive collection practices.
Predatory and Unlawful Lending terms for credit facilities, borrower analysis, pricing, fees, amortization, repayment, loan types, and regulation.
Predatory and Unlawful Lending terms explain loan types, credit facilities, borrower analysis, pricing, interest, fees, repayment schedules, amortization, government programs, and lending standards.
Use this branch when a loan term changes facility type, borrower obligation, cost of credit, repayment timing, eligibility, underwriting, or regulatory disclosure.
| Term | Use it for |
|---|---|
| Loan Shark | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Loan Sharking | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Payday Loan | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Predatory Lending | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Unlawful Loan | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
Check the promissory note or loan agreement, borrower eligibility, principal, rate, APR, fee schedule, maturity, amortization method, repayment term, covenant, disclosure, and underwriting file.
Loan terms affect cost and legal obligations; this page is educational and does not provide personalized borrowing or lending advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
A loan shark is an unlicensed or abusive lender that charges excessive rates or uses coercive collection practices.
Loan sharking involves lending money at interest rates significantly higher than those allowed by law (usury).
A payday loan is short-term consumer credit typically repaid from the borrower's next paycheck and often priced at high fees.
Predatory lending uses unfair, deceptive, or abusive credit practices that exploit borrower vulnerability or information gaps.
An unlawful loan violates lending laws, licensing rules, rate limits, disclosure requirements, or other credit regulations.