Community Reinvestment Act
The Community Reinvestment Act encourages insured banks to help meet credit needs in the communities they serve.
Fair Lending and Consumer Credit Protection terms for credit facilities, borrower analysis, pricing, fees, amortization, repayment, loan types, and regulation.
Fair Lending and Consumer Credit Protection terms explain loan types, credit facilities, borrower analysis, pricing, interest, fees, repayment schedules, amortization, government programs, and lending standards.
Use this branch when a loan term changes facility type, borrower obligation, cost of credit, repayment timing, eligibility, underwriting, or regulatory disclosure.
| Term | Use it for |
|---|---|
| Community Reinvestment Act | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Equal Credit Opportunity Act | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Mortgage Discrimination | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
| Redlining | Loan type, facility, borrower analysis, pricing, APR, fee, amortization, repayment, government program, or lending-standard term. |
Check the promissory note or loan agreement, borrower eligibility, principal, rate, APR, fee schedule, maturity, amortization method, repayment term, covenant, disclosure, and underwriting file.
Loan terms affect cost and legal obligations; this page is educational and does not provide personalized borrowing or lending advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
The Community Reinvestment Act encourages insured banks to help meet credit needs in the communities they serve.
The Equal Credit Opportunity Act prohibits discrimination in credit transactions based on protected borrower characteristics.
Mortgage discrimination occurs when borrowers receive unfair treatment in home lending because of protected characteristics or location.
Redlining is the denial or restriction of credit and financial services to areas or groups based on discriminatory criteria.