Bilateral Bank Facility
A bilateral bank facility is a credit agreement between one borrower and one lender rather than a syndicated lender group.
Credit Facilities and Drawdown Loans terms for origination, underwriting, administration, refinancing, bridge financing, leases, authorizations, and servicing risk.
Credit Facilities and Drawdown Loans terms explain loan origination, underwriting, servicing, administration, refinancing, bridge and gap financing, leases, authorizations, and legal-risk controls.
Use this branch when loan administration, servicing transfer, authorization, refinancing, lease financing, bridge funding, or borrower documentation changes risk or cash-flow timing.
| Term | Use it for |
|---|---|
| Bilateral Bank Facility | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Credit Facility | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Credit Line | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Delayed Draw Term Loan (DDTL) | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Demand Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Direct Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
Check the origination file, underwriting approval, servicing record, payment history, escrow or reserve record, refinancing terms, lease agreement, authorization record, transfer notice, and applicable legal constraints.
Servicing, refinancing, and lease-financing terms depend on contracts and law; this page is educational, not legal or credit advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
A bilateral bank facility is a credit agreement between one borrower and one lender rather than a syndicated lender group.
A credit facility is an arranged source of borrowing that lets a borrower draw funds under specified terms and limits.
A credit line is a borrowing limit that allows repeated draws and repayments subject to lender terms.
A delayed draw term loan lets a borrower draw term-loan funds later within a defined availability period.
A demand loan is a type of loan that is payable on request by the creditor rather than on a specific date, offering flexibility to both lenders and borrowers.
A direct loan is lending made directly by the lender to the borrower without an intermediary funding the credit.