7(a) Loan Program
These are the most common type and can be used for various purposes, including working capital, equipment purchases, and real estate.
Special Purpose Loan Programs terms for origination, underwriting, administration, refinancing, bridge financing, leases, authorizations, and servicing risk.
Special Purpose Loan Programs terms explain loan origination, underwriting, servicing, administration, refinancing, bridge and gap financing, leases, authorizations, and legal-risk controls.
Use this branch when loan administration, servicing transfer, authorization, refinancing, lease financing, bridge funding, or borrower documentation changes risk or cash-flow timing.
| Term | Use it for |
|---|---|
| 7(a) Loan Program | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Automatic Premium Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Broker Loan Rate | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Building and Loan Association | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Call Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Consumer Credit Agreement | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
| Crown Loan | Origination, underwriting, servicing, administration, refinancing, bridge, gap, lease, authorization, borrower, or legal-risk term. |
Check the origination file, underwriting approval, servicing record, payment history, escrow or reserve record, refinancing terms, lease agreement, authorization record, transfer notice, and applicable legal constraints.
Servicing, refinancing, and lease-financing terms depend on contracts and law; this page is educational, not legal or credit advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
These are the most common type and can be used for various purposes, including working capital, equipment purchases, and real estate.
An automatic premium loan uses a life insurance policy's cash value to cover unpaid premiums and keep coverage active.
Broker loan rate is the rate charged on loans to brokers, often tied to margin lending and securities financing.
A building and loan association is a historical thrift institution focused on savings and home mortgage lending.
A call loan is a demand loan that the lender can require the borrower to repay at short notice.
A consumer credit agreement is the legal contract setting repayment, interest, fees, disclosures, and borrower rights for consumer credit.
A Crown Loan is a specific type of demand loan intended for the children or parents of the lender.