Impairment

Accounting write-down required when an asset or asset group's carrying amount is not recoverable under the applicable measurement model.

Impairment is an accounting write-down required when an asset or asset group’s carrying amount is not supported by the recoverable value defined in the applicable accounting model. It prevents an asset from remaining recorded above the amount the reporting framework permits the entity to recover through use, sale, collection, or another specified basis.

There is no single impairment test for every asset. Inventory, financial instruments, goodwill, property and equipment, and assets held for sale follow different standards and calculations.

Key Takeaways

  • Impairment is a framework-specific measurement result, not simply any decline in market price.
  • IAS 36 uses recoverable amount for many non-financial assets; other IFRS standards govern inventory, financial assets, and several excluded categories.
  • U.S. GAAP can use a recoverability screen based on undiscounted cash flows for long-lived assets held and used before measuring a loss at fair value.
  • Impairment differs from depreciation or amortization, which systematically allocate cost over time.
  • Reversal rules depend on the asset and framework; goodwill impairment is not reversed.

The Core IAS 36 Test

For assets within IAS 36, an impairment exists when carrying amount exceeds recoverable amount:

$$ \text{Impairment loss} = \max(0,\ \text{Carrying amount} - \text{Recoverable amount}) $$

Recoverable amount is the higher of:

$$ \text{Recoverable amount} = \max(\text{Value in use},\ \text{Fair value less costs of disposal}) $$

Value in use reflects discounted cash flows from the asset in its current condition and eventual disposal. Fair value less costs of disposal reflects a market-participant sale measurement after direct disposal costs.

If an individual asset does not generate largely independent cash inflows, it is tested within the smallest cash-generating unit for which those inflows can be identified.

Worked Example: Manufacturing Equipment

Assume equipment has:

  • original cost of $900,000
  • accumulated depreciation of $280,000
  • carrying amount of $620,000
  • value in use of $560,000
  • fair value less costs of disposal of $510,000

Recoverable amount is the higher value, $560,000:

$$ \text{Impairment loss} = 620{,}000 - 560{,}000 = \$60{,}000 $$

After recognizing the loss, the equipment’s carrying amount is $560,000. Future depreciation is recalculated using that revised amount, less any residual value, over the remaining useful life.

The result would differ if another standard applied or if the asset were tested as part of a larger cash-generating unit.

Which Impairment Model Applies

Asset or balanceTypical IFRS modelCore comparison
Property, plant, equipment, and many intangible assetsIAS 36Carrying amount vs recoverable amount
GoodwillIAS 36 at CGU or group-of-CGUs levelUnit carrying amount vs recoverable amount
InventoryIAS 2Cost vs net realizable value
Financial assets at amortized cost or FVOCIIFRS 9Expected credit-loss model
Investment property measured at fair valueIAS 40 and IFRS 13Fair-value changes under that model rather than IAS 36
Non-current asset held for saleIFRS 5Carrying amount vs fair value less costs to sell

Calling every reduction an impairment can hide the actual measurement basis. An inventory write-down to net realizable value and a loan’s expected credit loss are economically related to recoverability but do not use the IAS 36 calculation.

When Testing Is Required Under IFRS

At each reporting date, an entity assesses whether indicators suggest that an IAS 36 asset may be impaired. Indicators can include:

  • physical damage, obsolescence, or worse-than-expected use
  • significant adverse market, economic, technological, or legal changes
  • increases in market interest rates that reduce present values
  • declining cash flows, losses, or operating performance
  • plans to restructure, discontinue, or dispose of an operation

Goodwill, indefinite-life intangible assets, and intangible assets not yet available for use have annual testing requirements even without an indicator. Other assets within IAS 36 are generally tested when indicators exist.

IFRS vs U.S. GAAP for Long-Lived Assets Held and Used

FeatureIFRS IAS 36U.S. GAAP long-lived asset model
Unit testedIndividual asset or cash-generating unitAsset group
Initial recoverability testDirect comparison with recoverable amountCarrying amount first compared with undiscounted cash flows
Loss measurementCarrying amount less recoverable amountIf unrecoverable, carrying amount less fair value
Reversal when value recoversPermitted for qualifying non-goodwill assets, subject to a ceilingGenerally prohibited for assets held and used after a recognized loss
GoodwillSeparate CGU rulesSeparate reporting-unit rules

Because the U.S. recoverability screen uses undiscounted cash flows while IAS 36 value in use is discounted, recognition timing can differ. Framework labels must remain explicit in cross-company comparisons.

Impairment vs Depreciation and Revaluation

ConceptPurposePattern
Depreciation or amortizationAllocate depreciable amount over useful lifeSystematic recurring expense based on method and estimate
ImpairmentCorrect an unsupported carrying amountEvent- or test-driven write-down
RevaluationApply an elected or required current-value model where permittedCan produce increases or decreases under specific standards
Write-downGeneral description of a carrying-amount reductionAccounting model must be identified

Normal depreciation does not replace an impairment review. Conversely, a fall in market price does not automatically require impairment if the applicable test still supports the carrying amount.

Reversals Under IFRS

For qualifying assets other than goodwill, IAS 36 requires an entity to assess whether a prior impairment may have decreased. A reversal is limited so the asset does not exceed the carrying amount it would have had, net of depreciation or amortization, if no impairment had been recognized.

Goodwill impairment is never reversed under IAS 36. The prohibition avoids recognizing internally generated goodwill after the original acquired goodwill has been written down.

Financial Statement and Analysis Effects

An impairment loss generally reduces assets and current-period earnings. It can also:

  • lower equity and alter leverage ratios
  • reduce future depreciation or amortization because the asset base is lower
  • affect segment performance and covenant calculations
  • signal weaker forecasts, obsolete capacity, or acquisition underperformance
  • mechanically improve later return ratios if the denominator falls

The recognized loss is often non-cash in the period, but the impaired asset may have required earlier capital expenditure or acquisition consideration. Analysts should connect the charge to the original investment and to revised cash-flow expectations.

Common Mistakes and Limitations

  • Using one formula for every asset: First identify the governing standard and unit of account.
  • Treating carrying amount as market value: Carrying amount is an accounting output that may use cost, fair value, or another basis.
  • Ignoring the testing unit: Grouping assets differently can change available headroom and impairment timing.
  • Assuming every loss can reverse: Goodwill cannot reverse, and U.S. GAAP reversal rules can differ sharply from IFRS.
  • Calling impairment proof of fraud or failure: It can reflect changed economics, revised assumptions, market conditions, or earlier overpayment; the cause requires evidence.
  • Ignoring tax and covenant definitions: Book impairment does not automatically produce the same tax deduction or contractual adjustment.

Impairment conclusions require asset-specific standards, forecasts, valuation evidence, and professional judgment. This page is educational and does not provide accounting, audit, tax, legal, valuation, or investment advice.

FAQs

Is every fall in an asset's market price an impairment?

No. A price decline may be an indicator, but recognition depends on the model applicable to the asset and the result of that model’s required comparison.

Does impairment affect cash flow?

The accounting charge itself is usually non-cash when recognized. It may nevertheless reflect lower expected cash generation, and the asset originally required cash or other consideration.

Can an impairment loss be reversed?

Under IFRS, qualifying non-goodwill losses can be reversed within a carrying-amount ceiling when estimates improve. Goodwill losses cannot reverse. U.S. GAAP has different asset-specific rules and generally prohibits reversal for long-lived assets held and used.

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