Cards & Merchants
Card, ATM, acquiring-bank, authorization, chargeback, merchant-account, and store-credit payment terms.
Payment-system terms for electronic transfers, card processing, cheques, trade finance, settlement, and cash movement between accounts.
Payments terms describe the instruments, rails, messages, institutions, and timing rules used to move money between accounts, banks, merchants, customers, and jurisdictions. This branch covers card and ATM processing, account transfers, electronic rails, cheques, clearing, settlement, billing timing, and trade-finance payment support.
Use these pages when a payment instruction, merchant record, cheque, wire, ACH entry, bill payment, clearing file, settlement record, or letter of credit affects timing, finality, fees, liability, or reconciliation evidence.
| Area | Use it for |
|---|---|
| Cards, ATMs, and Merchant Processing | Card products, ATM access, merchant acquiring, authorization, chargebacks, and card standards. |
| Electronic Transfers and Payment Rails | ACH, EFT, bank transfers, direct deposits, direct debits, and automatic orders. |
| Payment Clearing, Settlement, and Finality | Clearing systems, settlement timing, finality, netting, and payment-system records. |
| Negotiable Instruments and Cheques | Cheques, drafts, negotiability, endorsement, return items, and paper-payment evidence. |
| Cash Management, Account Transfers, and Sweeps | Treasury transfers, sweeps, cash concentration, and account-balance movement. |
| Payment Terms, Billing, and Timing | Due dates, payment dates, billing terms, grace periods, and timing conventions. |
| Trade Finance and Letters of Credit | Letters of credit, documentary payments, trade-bank roles, and shipment-payment evidence. |
| Payment Institutions, Standards, and Oversight | Payment-system operators, standards, oversight bodies, and institutional roles. |
Start with payment status: initiated, authorized, cleared, settled, posted, returned, reversed, disputed, or final. The exact term matters when it changes who can stop the payment, when funds are available, who bears risk, or which record controls the dispute.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
Card, ATM, acquiring-bank, authorization, chargeback, merchant-account, and store-credit payment terms.
Cash-management terms for collection accounts, sweep transfers, and automated account movement.
Electronic transfer terms for ACH, wire, SWIFT, RTGS, direct debit, remittance, and national payment rails.
Cheque, draft, negotiable-instrument, clearing, and paper-payment terms used in banking and trade finance.
Bank-payment clearing, settlement, value-date, float, netting, and finality terms.
Institutional and standards-setting terms for payment-system oversight and cross-bank payment infrastructure.
Invoice, advance-payment, deferred-payment, minimum-payment, and payment-timing terms used in banking and commercial finance.
Trade-finance payment terms for letters of credit, documentary credit, confirming banks, export credit support, standby rules, and UCP.