Chargeback
A chargeback is a card-network dispute reversal that moves transaction value back through the issuer, acquirer, and merchant process.
Chargeback, void, authorization-reversal, and PCI DSS terms for card-payment exceptions, evidence, and data security.
Card disputes and reversals determine how a questioned, canceled, duplicated, or incorrectly processed transaction moves through issuers, acquirers, merchants, and payment networks. A Void Transaction cancels a sale before completed settlement, while a Chargeback pursues a reversal through the card-dispute process.
PCI DSS addresses a different layer: the security of payment-account-data environments. Compliance evidence does not decide a customer dispute, and an authorization approval does not prove that security controls, fulfillment, or dispute evidence are sufficient.
For review, match each exception to the original authorization, transaction identifier, capture, settlement batch, merchant funding, cardholder posting, and any refund or reversal. Then inspect the specific evidence and deadline for that process rather than treating voids, refunds, provisional credits, and chargebacks as interchangeable.
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A chargeback is a card-network dispute reversal that moves transaction value back through the issuer, acquirer, and merchant process.
PCI DSS is the payment-card industry's security standard for environments that store, process, transmit, or can affect account data.
A void transaction cancels a card sale before completed settlement and normally triggers a reversal of any unused authorization.