Cooperative Bank
A cooperative bank is governed through a cooperative ownership structure, with member rights, capital, services, and regulation determined by its jurisdiction.
Savings bank, thrift institution, savings and loan association, mutual savings bank, cooperative bank, and federal savings association terms.
Savings, thrift, and cooperative institutions are depository or member-oriented bank types historically tied to savings deposits, mortgage lending, mutual ownership, or cooperative banking. This branch covers cooperative banks, federal savings and loan associations, mutual savings banks, savings and loan associations, savings banks, and thrift institutions.
Use these pages when the institution type changes ownership, deposit treatment, mortgage focus, member rights, regulator context, or bank-comparison analysis.
| Term | Use it for |
|---|---|
| Savings Bank | Savings-focused depository institution terminology. |
| Savings and Loan Association | Thrift institutions historically tied to housing finance. |
| Federal Savings and Loan Association | Federal S&L charter, qualified-thrift, ownership, and OCC supervision context. |
| Thrift Institution | Umbrella thrift and thrift-bank terminology plus current savings-association charter context. |
| Mutual Savings Bank | Mutual ownership and depositor-oriented savings-bank context. |
| Cooperative Bank | Cooperative ownership and member-oriented bank context. |
Start with charter, ownership, and product focus. A savings bank, thrift, mutual savings bank, or cooperative bank can have different history and governance, but current treatment depends on current charter and account terms.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
A cooperative bank is governed through a cooperative ownership structure, with member rights, capital, services, and regulation determined by its jurisdiction.
A federal savings and loan association is an OCC-chartered federal savings association governed by the Home Owners' Loan Act.
A mutual savings bank is a savings bank without ordinary capital stock, governed for eligible depositor-members under its charter and bylaws.
A savings and loan association is a U.S. savings institution historically funded by household deposits and focused on residential mortgage lending.
A savings bank is a state-law or savings-association institution historically focused on household deposits and savings-oriented lending.
A thrift institution is a U.S. savings association historically focused on household deposits and housing finance, with current treatment determined by its charter.