Bad Bank
A bad bank isolates distressed assets for workout or sale, but the transfer price, funding, and loss allocation determine whether risk is reduced or merely moved.
Bank holiday, National Banking Acts, Emergency Banking Act, FSLIC, savings and loan crisis, wildcat banking, and bad bank terms.
Banking history and crisis institution terms explain how past bank failures, emergency laws, and resolution tools shaped current banking structures. This branch covers bad bank, bank holiday, Emergency Banking Act of 1933, FSLIC, National Banking Acts, savings and loan crisis, and wildcat banking.
Use these pages when historical context clarifies a banking term, crisis response, deposit-protection concept, or resolution structure.
| Term | Use it for |
|---|---|
| Bad Bank | Asset-separation or resolution structures for troubled assets. |
| Bank Holiday | Banking closure periods and crisis-response context. |
| Emergency Banking Act of 1933 | U.S. banking-crisis law context. |
| Federal Savings and Loan Insurance Corporation (FSLIC) | Historical federal insurer for thrift deposits, abolished during the 1989 crisis response. |
| National Banking Acts | Historical U.S. national-bank chartering context. |
| Savings and Loan Crisis | Historical thrift-industry crisis context. |
| Wildcat Banking | Historical weakly supervised bank-note issuance context. |
Start with the date and jurisdiction. Historical crisis terms can explain current structures, but current deposit, legal, or supervisory outcomes depend on current rules.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
A bad bank isolates distressed assets for workout or sale, but the transfer price, funding, and loss allocation determine whether risk is reduced or merely moved.
A bank holiday is a scheduled or emergency day when bank offices or banking operations close, affecting cutoffs, settlement, and access according to the service involved.
The Emergency Banking Act of 1933 ratified emergency banking restrictions and gave U.S. authorities tools to examine, support, conserve, and reopen banks during the Great Depression.
The FSLIC insured deposits at U.S. savings and loan institutions from 1934 until the thrift crisis led Congress to abolish it in 1989.
The National Currency Act of 1863 and National Bank Act of 1864 created federally chartered national banks, the OCC, and a bond-secured national banknote system.
The savings and loan crisis was a U.S. thrift collapse driven by interest-rate mismatch, insolvency, risky expansion, weak supervision, and delayed loss recognition.
Wildcat banking describes unreliable or opportunistic banknote issuance associated with parts of the U.S. free-banking era, not every free bank or state bank.