Industrial Banks
Industrial banks are state-chartered institutions that may make loans and accept insured deposits while operating outside some bank holding company rules.
National bank, state bank, state-chartered bank, nationally chartered bank, industrial bank, and national development bank terms.
Bank charters and special bank types identify the legal authority, supervisory framework, or public-purpose role under which a bank operates. This branch covers national bank, nationally chartered bank, state bank, state-chartered bank, industrial banks, and national development banks.
Use these pages when charter type or special purpose changes permitted activities, supervision, deposit treatment, customer rights, or peer classification.
| Term | Use it for |
|---|---|
| National Bank | Nationally supervised bank terminology. |
| Nationally Chartered Bank | Banks operating under a national charter. |
| State Bank | Banks chartered or supervised at a state level. |
| State-Chartered Bank | State-charter status and related supervisory context. |
| Industrial Banks | Specialized industrial-bank or industrial-loan-company context. |
| National Development Banks | Public-purpose development-bank terminology. |
Start with the chartering authority and permitted activities. The same service can be offered by institutions with different supervisors and legal powers.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
Industrial banks are state-chartered institutions that may make loans and accept insured deposits while operating outside some bank holding company rules.
A national bank is a federally chartered commercial bank in the United States or, in some countries, a term for a central or major banking institution.
State-backed development finance institutions that provide long-term funding for economic and infrastructure priorities.
A nationally chartered bank operates under a federal bank charter rather than a state charter, with national supervision and powers.
A State Bank is a banking institution that is chartered by a state government, as opposed to a National Bank, which is chartered by the federal government.
A State-Chartered Bank is a financial institution that receives its charter and regulatory oversight from a state government, encompassing both member and nonmember banks.