Equity Loan
An equity loan is a loan secured by the borrower's equity in a property or other asset.
Home finance terms for home equity, home equity loans, HELOCs, equity loans, and equity withdrawal.
Home Equity Loans and Lines covers tenancy, ownership, home equity, borrower capital, leasehold and freehold concepts, and property-use rights that affect financing.
Use these pages when ownership form or occupancy rights change collateral value, borrower equity, lending eligibility, or investor control. It sits inside Home Equity and Borrower Capital, so readers can move up when the broader property-finance context matters.
Use the table below to choose the narrower mortgage or real-estate finance branch before applying a term to a loan file, closing record, servicing review, investor report, appraisal, or valuation model. Move into the term page when the document, calculation, party role, lien position, or property cash flow matters.
| Area | Use it for |
|---|---|
| Equity Loan | An equity loan is a loan secured by the borrower’s equity in a property or other asset. |
| Equity Withdrawal | Equity Withdrawal refers to the process of raising a new or increased mortgage on a property for purposes other than purchasing or improving the mortgaged property. |
| Home Equity | Home equity is the portion of your property’s value that you truly own. |
| Home Equity Line of Credit | A Home Equity Line of Credit (HELOC) is a revolving credit loan secured by the homeowner’s equity. |
| Home Equity Loan | A home equity loan is a type of consumer loan that allows homeowners to borrow money by leveraging the equity they have built up in their home. |
Tenancy and ownership content is educational and does not provide legal, tax, title, lending, or estate-planning advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
An equity loan is a loan secured by the borrower's equity in a property or other asset.
Equity Withdrawal refers to the process of raising a new or increased mortgage on a property for purposes other than purchasing or improving the mortgaged property.
Home equity is the portion of your property's value that you truly own.
A Home Equity Line of Credit (HELOC) is a revolving credit loan secured by the homeowner's equity.
A home equity loan is a type of consumer loan that allows homeowners to borrow money by leveraging the equity they have built up in their home.