All-Inclusive Trust Deed (AITD)
An All-Inclusive Trust Deed (AITD) is a financial arrangement where an existing mortgage is wrapped within a new, larger loan.
Seller-financed transfer structures, installment sales, wraparound mortgages, and leaseback terms.
Seller Financed Transfer Structures covers seller financing, owner financing, wraparound mortgages, purchase-money mortgages, and installment-sale financing structures.
Use these pages when the property seller provides credit or remains financially involved in the buyer financing. It sits inside Seller Financing, so readers can move up when the broader property-finance context matters.
Use the table below to choose the narrower mortgage or real-estate finance branch before applying a term to a loan file, closing record, servicing review, investor report, appraisal, or valuation model. Move into the term page when the document, calculation, party role, lien position, or property cash flow matters.
| Area | Use it for |
|---|---|
| All-Inclusive Trust Deed (AITD) | An All-Inclusive Trust Deed (AITD) is a financial arrangement where an existing mortgage is wrapped within a new, larger loan. |
| Installment Sale | An installment sale is a transaction in which the buyer pays the purchase price over time in periodic installments, rather than paying the entire amount up front. |
| Instalment Sale | An instalment sale is a financing arrangement where the buyer makes a series of scheduled payments to the seller over time to purchase an asset. |
| Purchase-Money Mortgage | Seller-financed mortgage created as part of a property sale, often used when the seller funds some or all of the purchase price directly. |
| Sale Leaseback | A Sale Leaseback (or Sale-and-Leaseback) is a financial transaction in which one party sells an asset and then leases it back from the buyer. |
| Wrap-Around Loan | A wrap-around loan is a specialized finance structure used predominantly in real estate transactions, particularly in owner-financed deals. |
| Wraparound Mortgage | Seller-financed mortgage that wraps a new loan around an existing underlying mortgage instead of paying the older debt off at sale. |
Seller-financing content is educational and does not provide legal, tax, lending, title, or transaction advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
An All-Inclusive Trust Deed (AITD) is a financial arrangement where an existing mortgage is wrapped within a new, larger loan.
An installment sale is a transaction in which the buyer pays the purchase price over time in periodic installments, rather than paying the entire amount up front.
An instalment sale is a financing arrangement where the buyer makes a series of scheduled payments to the seller over time to purchase an asset.
Seller-financed mortgage created as part of a property sale, often used when the seller funds some or all of the purchase price directly.
A Sale Leaseback (or Sale-and-Leaseback) is a financial transaction in which one party sells an asset and then leases it back from the buyer.
A wrap-around loan is a specialized finance structure used predominantly in real estate transactions, particularly in owner-financed deals.
Seller-financed mortgage that wraps a new loan around an existing underlying mortgage instead of paying the older debt off at sale.