Blanket Mortgage
A blanket mortgage is a single mortgage that encompasses more than one parcel of real estate.
Commercial real-estate loan structures, collateral packages, and debt instruments tied to property lending.
Commercial Property Loan Structures covers commercial mortgage structures, CRE capital, collateral packages, DSCR, loan-to-cost, blanket mortgages, and property-backed return measures.
Use these pages when a commercial property loan, borrower structure, lease income, collateral package, or capital stack changes credit risk or investment return. It sits inside Commercial Real Estate Finance, so readers can move up when the broader property-finance context matters.
Use the table below to choose the narrower mortgage or real-estate finance branch before applying a term to a loan file, closing record, servicing review, investor report, appraisal, or valuation model. Move into the term page when the document, calculation, party role, lien position, or property cash flow matters.
| Area | Use it for |
|---|---|
| Blanket Mortgage | A blanket mortgage is a single mortgage that encompasses more than one parcel of real estate. |
| Chattel Mortgage | Loan secured by movable personal property, relevant when collateral is a manufactured home, equipment, or other non-real-estate asset. |
| Junior Debt | Junior debt, also known as subordinated debt, refers to a class of debt that sits lower in the repayment hierarchy compared to other debt claims. |
| Obligation Bond | An obligation bond is a specialized type of mortgage bond where the face value of the bond is higher than the value of the underlying property. |
| Package Mortgage | Mortgage that finances real estate together with specified personal property, so collateral coverage extends beyond the land and building. |
| Property Lending | Lending backed by real property collateral, with analysis focused on value, lien position, repayment source, and enforceability. |
Commercial real-estate finance content is educational and does not provide lending, appraisal, legal, tax, or investment advice.
Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.
A blanket mortgage is a single mortgage that encompasses more than one parcel of real estate.
Chattel Mortgage is a mortgage or real estate finance term used in property financing, underwriting, securitization, valuation, or ownership analysis.
Junior debt, also known as subordinated debt, refers to a class of debt that sits lower in the repayment hierarchy compared to other debt claims.
An obligation bond is a specialized type of mortgage bond where the face value of the bond is higher than the value of the underlying property.
Package Mortgage is a mortgage or real estate finance concept used in property financing, underwriting, valuation, or ownership analysis.
Property Lending is a mortgage or real estate finance concept used in property financing, underwriting, valuation, or ownership analysis.