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Self-Employed Retirement Plan

Retirement plan structure built for self-employed individuals and owner-operators who save through business income rather than a standard employer payroll setup.

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A self-employed retirement plan is a retirement plan structure built for self-employed individuals and owner-operators who save through business income rather than a standard employer payroll setup.

It matters because retirement planning for the self-employed depends on different contribution mechanics, tax rules, and plan choices than traditional employee retirement saving.

  • Keogh Plan

  • SEP IRA

  • Solo 401(k)")

  • Employer Retirement Plan

Revised on Monday, May 18, 2026