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Deferred Profit-Sharing Plan (DPSP)

Employer-sponsored plan that allocates a share of profits to employees on a tax-deferred basis for long-term saving.

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A deferred profit-sharing plan (DPSP) is an employer-sponsored plan that allocates a share of profits to employees on a tax-deferred basis for long-term saving.

It matters because it links compensation, profitability, and retirement accumulation inside a single employer-sponsored structure.

  • Profit Sharing Plan

  • Employer Retirement Plan

  • Deferred Compensation

  • Registered Pension Plan (RPP)")

Revised on Monday, May 18, 2026