Browse Trading

Margin Requirements, Borrow Costs, and Eligibility

Margin requirement, borrow fee, margin interest, and security-eligibility terms used to evaluate leveraged trading risk.

Margin requirements, borrow costs, and eligibility rules determine whether a leveraged trade can be opened, maintained, financed, borrowed, or forced to close.

This section covers the constraints around a margin account: initial margin, maintenance margin, margin calls, margin interest, borrow fees, and non-marginable securities.

How The Terms Work Together

TermMain questionPractical risk
Initial marginWhat equity or collateral is required to open the position?Trade size may be too large for the account
Maintenance marginWhat equity must remain after the position is open?Price moves can trigger a margin call
Margin callWhat action is required after equity falls below a requirement?Broker may liquidate positions
Margin interestWhat does the broker loan cost over time?Financing cost can erode or reverse a trade result
Borrow feeWhat does it cost to borrow securities for a short sale?Hard-to-borrow costs can change quickly
Non-marginable securitiesWhich holdings cannot support margin borrowing?Displayed buying power may be lower than expected

What To Verify

Margin requirements are not a single universal number. Before relying on margin capacity, verify:

  • current broker house requirements and account permissions
  • whether the security is marginable, concentrated, volatile, or thinly traded
  • whether the position is long, short, option-based, futures-based, or otherwise product-specific
  • whether open orders, unsettled trades, or withdrawals reserve capacity
  • the interest rate, borrow fee, and how costs accrue
  • what the margin agreement allows the broker to sell or restrict

Official Sources

  • Margin: Collateral or account equity required to support leveraged trading.
  • Buying Power (Excess Equity): Broker-calculated capacity for new trades or borrowing.
  • Margin Loan: Broker credit secured by account assets.
  • Short Selling: Sale of borrowed securities, usually involving borrow and margin requirements.

In this section

Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.

Borrow Fee

A borrow fee is the cost of borrowing securities for a short sale, especially when shares are hard to borrow.

Initial Margin

Initial margin is the equity or collateral required before a leveraged securities, futures, or derivatives position can be opened.

Maintenance Margin

Maintenance margin is the equity or collateral that must remain in a margin account or leveraged position after it is opened.

Margin Call

A margin call is a broker or clearing demand to add equity, reduce exposure, or face liquidation after margin requirements are not met.

Margin Interest

Margin interest is the financing cost charged on money borrowed from a broker in a margin account.

Non-Marginable Securities

Non-marginable securities cannot be bought with margin borrowing or used fully as collateral for margin capacity.

Revised on Sunday, June 21, 2026