Prudential Insurance and Solvency Rules

Prudential insurance regulation covering insurer capital, valuation, governance, risk management, supervision, and public disclosure.

Prudential insurance and solvency rules govern how insurers measure obligations, hold eligible capital, manage risk, report to supervisors, and disclose financial condition. These rules are distinct from securities-market conduct rules and from tax-information reporting.

Solvency II is the principal EU risk-based prudential framework for insurance and reinsurance undertakings. EIOPA supports EU supervisory convergence, while national competent authorities perform important supervisory functions under the applicable framework.

When evaluating a solvency term, identify the undertaking, group perimeter, valuation date, eligible own funds, capital requirement, model basis, supervisory report, and applicable version of the rules. This section provides general education, not insurance, actuarial, legal, regulatory, accounting, or investment advice.

In this section

Choose a subsection first. Deeper term pages live inside each subsection, which keeps large topic hubs readable.

Solvency II

Solvency II is the EU risk-based prudential framework for insurer valuation, capital, governance, supervision, and public disclosure.

Browse Regulation