Savings Bond
A U.S. savings bond is a nonmarketable Treasury security for retail savers, with interest, redemption, and tax rules set by Treasury.
U.S. savings bond series, including Series EE and Series I bonds, with different accrual, redemption, and tax features.
U.S. savings bond series are retail Treasury programs with program-specific interest, redemption, tax, and ownership rules. The series label matters because Series I Bonds, Series EE Bonds, and older discontinued series do not behave the same way.
Use this branch when the question is how a U.S. savings bond earns interest, when it can be redeemed, whether it is still issued, and how the owner should verify official Treasury rules. These pages are educational and should not be read as individualized savings, tax, or investment advice.
For inflation-linked retail savings bonds, start with Series I Bond. For marketable inflation-linked Treasury securities, compare with Treasury Inflation-Protected Securities.
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A U.S. savings bond is a nonmarketable Treasury security for retail savers, with interest, redemption, and tax rules set by Treasury.
A Series E bond was a historical U.S. savings bond series issued from 1941 to 1980 and no longer earns interest.
A Series EE bond is a nonmarketable U.S. savings bond with fixed-rate accrual and Treasury-specific redemption rules.
A Series HH bond was a discontinued U.S. savings bond that paid semiannual interest and has now reached final maturity.
A Series I bond is a nonmarketable U.S. savings bond whose composite rate combines a fixed component with an inflation component.